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Claims Adjuster Licensing

Getting Licensed

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AE21 Online, through AE21 Incorporated, and as an accredited Texas Adjuster Pre-Licensing and Adjuster Continuing Education provider, is proud to offer the Texas All-Lines Claims Adjuster Pre-licensing course that satisfies all (TDI) requirements for obtaining your Texas insurance claims adjuster license.   And that’s just the start...

This adjuster licensing course is like nothing else on the market as it takes students through an open-book learning process that is divided into five (5) major sections, each filled with relevant learning objectives and real-world adjusting case studies.  Our course material is prepared in a proprietary “reinforced-learning” format designed exclusively by AE21 Online for adjusters and the claims profession.

The course begins with the role of the adjuster in the management of post-loss exposures covered by insurance, quickly moves into the principles of best claims practices, and concludes with practical application of claims analysis and adjustment. The  course not only covers all of the fundamental concepts and practices related to adjusting all lines of property and casualty claims, but also some of the most important Texas-specific insurance laws and regulations related to insurance claims adjusting.

This isn’t just theory, folks.  In this online course, you will actually learn how to handle and properly adjust claims.  You will develop skills that you can immediately use after starting your career in claims.  You’re going to know what to do and why, how to become immediately productive and produce quality work, and you’ll know the right questions to ask when necessary.  After taking the AE21 Online course, you won’t be going in blind...

Licensing course contents include:
 

Become a Texas All Lines Adjuster
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    INTRODUCTION TO CLAIMS ADJUSTING
    Welcome to Claims
    The Role of an Insurance Adjuster
    The Art and Practice of Adjusting
    Claims Handling Practices
    Conducting Insurance Business in Texas
    Unfair Claim Practices
    Insurance and the Policy
    Property Insurance Concepts and Doctrines
    Liability Insurance Concepts and Doctrines

    CASUALTY ADJUSTING
    Casualty Adjusting
    Automobile Liability Claims
    Uninsured/Underinsured Motorist Claims
    No-Fault/Person Injury Protection (PIP)
    Commercial & Business Auto Claims
    General Liability Claims
    Other Coverages Offered by the CGL
    Crime - Employee Dishonesty - Bonds
    Homeowners and Personal Liability Claims
    Workers’ Compensation Claims

    PROPERTY ADJUSTING
    Property Claims Adjusting
    The Basic Property Loss Adjustment Calculation
    The Standard Fire Policy/Dwelling Claims
    Homeowners Insurance and Claims
    Perils Insured Against & Other Coverages
    Farm and Flood Insurance Claims
    Application of Relevant Property Adjusting Doctrines
    Application of Coinsurance
    Coinsurance and Catastrophes
    Commercial Property Claims
    Equipment Breakdown Insurance
    Inland & Ocean Marine Insurance

    AUTO PHYSICAL DAMAGE & MECHANICAL BREAKDOWN ADJUSTING
    The Art of Physical Damage Adjusting
    Auto
    Physical Damage Claims: Collision, Comprehensive & Rental Reimbursement
    Loss Settlement & Claims Examples
    Mechanical Breakdown Insurance and Claims

    RESIDUAL MARKETS, MARKET PRACTICE AND ADJUSTER CONDUCT
    Residual Markets and Adjuster Practices
    Market Practices & Adjuster Conduct
     

How do I apply for my license?

Applying for your license:

  • As a Texas resident, how do I apply for my adjuster license?
  • How do I apply for a Texas non-resident adjuster license in my resident state?
  • What if I’m not a resident of Texas and do not live in a state that requires adjusters to be licensed... can I designate Texas as my licensing state?
  • As a non-resident wishing to designate Texas as my home licensing state, do I need to provide fingerprints with my application?
  • In what instances would I not be required to take a Texas licensing examination?
     

Taking the course:

  • Once enrolled, how long do I have to complete the course?
  • Is any part of the course timed, such as quizzes or exams?
  • Will I be able to find my way back to where I last left off?
  • Will I be able to go back and review the material as I go through
    the course?
  • How much must I score on a quiz or exam to pass that section?
    What if I fail a quiz or exam?
  • Does the exam have to be proctored?
  • When will I receive my course completion certificate?

Applying for your license:

*NOTE that the Texas Department of Insurance has different requirements for RESIDENT and NON-RESIDENT applicants.

  1. As a Texas resident, how do I apply for an adjuster’s license?
    Successfully complete the AE21 Online Texas All-Lines Adjuster Licensing Course and receive your certificate of completion that is good for one year.

    Then submit to TDI:

        1.  Course Certificate of Completion.
        2.  A completed License Application (Individual) form. Form FIN506.
        3.  $50.00 Application fee;
        4.  FAST Pass (fingerprint) receipt provided to you by L1.  (Only electronic fingerprints will be accepted.  Appointments to secure   your electronic fingerprint must be made directly with DPS vendor – “L1”.  This vendor has 90+ Texas fingerprinting locations across the state.  You must first schedule a fingerprint appointment by visiting www.L1enrollment.com or by calling 1-888-467-2080).  For further information, be sure to review the “Electronic Fingerprinting” information listed on page 13 of 13 of the FIN506 Rev 1/2012  application.
     
  2. How do I apply for a Texas non-resident license if I already hold a license in my resident state?
    Non-residents may apply by reciprocity and are exempt from the fingerprint requirement. Non-residents may apply to TDI by submitting:
     
    1. Completed TDI Agent/Adjuster License Application (Individual) form FIN506 or the Uniform non-resident application;
    2. Application fee;
    3. A letter of certification obtained from their home state department of insurance or a National Producer Database (PDB) printout.
    4. A non-resident may also apply on line.
       

    What if I am not a resident of Texas and do not live in a state that requires adjusters to be licensed…can I designate Texas as my home licensing state?
    Yes; by fulfilling the same requirements as a Texas resident adjuster.  Note on the Adjuster License Application within Part I; you would check the box for “Adjuster –All Lines Designated Home State Texas.”  For further information, be sure to review the “Nonresident Adjuster Applicants Only” information listed on page 3 of 13 of the FIN506 Rev 1/2012 application.

    As a non-resident wishing to designate Texas as my home licensing state, do I need to provide fingerprints with my application?
    Yes; fingerprints are required for non-residents as well.  Please note however that the process for securing non-resident fingerprints is different than it is for Texas residents.  Follow the step-by-step process outlined in the “Exception to
    Electronic Fingerprinting” information listed on page 13 of 13 of the FIN506 Rev 1/2012 application.

    In what instances would I be qualified to secure a Texas adjuster's license without taking the licensing examination?
    There are two:

        1.  If you are a non-resident of a reciprocal state a hold an adjuster’s license that is in good standing (see #2 above);
        2. 
    If you hold a CPCU designation or Associate in Claims (AIC) certification.

Taking the course:

  1. Once enrolled, how long do I have to complete the course?
    You will have 90 days to complete the course.  Extensions will be granted if necessary.  The program will always tell you how many days you have left to finish the course. 
     
  2. Is any part of the course timed?  Such as quizzes or exams?
    Throughout the entire course, you are able to work at your own pace.  Spend five minutes at a time, or work steady for hours.  No part of the course itself, including the interactive inquiry periods and quizzes, is timed.   Only the final exam is timed.
     
  3. Will I be able to find my way back to where I last left off?
    Always!  The program is designed to bring you to the place in the course where you last left off, and you can always view other parts of the course you’ve taken, just in case you want to go back and review a part..
     
  4. Will I be able to go back and review the material as I go through the course?
    Certainly!  This course is open-book.  You will be able to navigate back to sections you have already covered.  You will also be able to do the same as you cover the interactive inquiry periods and quizzes scattered throughout the course.
     
  5. How much must I score on a quiz or exam to pass that section? What if I fail a quiz or exam?  Will I fail the entire course?
    Here is the good part!  Throughout the course, your progress is measured by the average score you receive on the interactive inquiry periods and quizzes.  You must achieve an average 70% score on a section (e.g. Introduction to Claims) in order to move to the next section (e.g. Casualty Claims Adjusting).

    For instance, assume you are really wanting to get into Property Claims Adjusting, and you’re having trouble with Auto, PIP or Work Comp.  You might achieve a 50% on a PIP quiz, or a 65% on a Work Comp quiz, but your scores are in the 70’s, 80’s and 90’s on others, as long as you average 70% across the board, you will be able to move forward.

    Rest assured, however, that AE21 Online’s proprietary “reinforced-learning” process will make 100% a commonplace score throughout the course, and although it is not necessary to achieve such a perfect score, you will find it easy to go back and review the issues you’re having difficulty with and find the perfect answer!
     
  6. Does the Final Exam have to be proctored?
    Yes, but this is also made easy!  A disinterested 3rd party merely needs to complete and sign the “online” affidavit right below your own signature and attest to having witnessed you taking the exam without outside assistance or materials.
     
  7. When will I receive my course completion certificate?
    Your certificate will be mailed to you within 3-5 business days. 

 


© 2012  ae21 Online  -  P.O. Box 261195  -  Plano, TX 75026-1195  -   800.820.4550
 

Thank you for visiting AE21 Texas Online.  Quality insurance claims adjusters continuing education and licensing courses.  Get your Texas adjuster licensing with AE21 Texas Online. 100% online. No state exams!  Once you have your Texas adjuster license your need for adjuster continuing education can be found here.  Look no further!  Also look for AE21 Florida Adjuster Training and AE21 Florida Public Adjuster Training.  Visit our main site at AE21 Online.